While everybody dreams about it not happening to them and their home, disaster can strike when you least expect it. From fires caused by an overload to an outlet, to an old pipe bursting in your walls, damage to your home can occur at any time by a number of different factors. This can be a life changing moment for anyone, as it can be disorienting trying to figure out which direction to take and who to turn to. If you’ve experienced home damage in Fort Lauderdale, Barclay’s Public Adjusters is here to help. Consider this checklist for the next steps to take to report a damage claim in Fort Lauderdale.
Evaluate The Extent Of The Damage
The first step is to evaluate how much damage occurred to your property. You can experience house damage from as little as a burst pipe under a floorboard to a completely dismantled room or roof from a heavy storm. If physically possible, make your way to the damage and be as careful as possible. Document the damage by itemizing everything lost or damaged, and take ample videos & pictures. This will provide your insurance provider with ample information and evidence of the damage.If your home is left exposed to the elements or has highly extensive damage, we strongly recommend exiting the building and finding a temporary residence.
Determine The Cause Of The Damage
The next stage is to determine where the damage occurred and what caused it to occur. There’s several different types of damage your home can experience, with some of the most common we see being:
Storm Damage in Fort Lauderdale: South Florida, while considered one of the best places to live in the world, does have one significant mark against it—its weather. Every year from July 1st to November 30th, South Floridians brace for hurricane season, where Atlantic Ocean storms are most active. These heavy storms bring with them torrential downpours and severe winds upwards of 250 miles per hour. While most homes are built to a standard following Hurricane Andrew of the 90s, these storms can still severely damage your home, even going so far as to rip your roof right off.
Water Damage in Fort Lauderdale: Water damage can come from a number of different sources, such as rain water making its way through cracks in your roof, burst pipes, overflowing appliances and bathtubs, etc. Overflowing water can cause flooding and damage to your belongings depending on the area and severity. If left untreated, water damage can lead to mold damage, as discussed below.
Mold Damage In Fort Lauderdale: A serious concern in South Florida, mold spores grow in dark damp and humid areas within your home. Mold growing within your home can lead to serious health concerns. Mold that’s found in your home should be resolved as soon as possible to avoid any further health problems for you and your loved ones.
Fire Damage In Fort Lauderdale: From cooking fires to electrical fires, they can strike your home when you least expect it. If you’ve experienced fire damage in your home, proceed with caution and avoid any areas that can fall as debris.
Contact Your Insurance Provider Immediately
We understand how disorienting an experience like this can be. It can feel like you don’t know where to turn and who to go to. We strongly recommend reaching out to your insurance provider immediately following damage to your home. Your insurance representative will assist you in getting your claim filed. Note that they may ask for additional materials and an itemized list of the damages.
Make Temporary Repairs
If possible, make minor temporary repairs to stop further damage from occurring. That said, you should take as many videos and pictures as possible to document the damage prior to the repairs. You want to paint as clear a picture as possible for the insurance company so they can compensate you properly.
Keep Receipts Of All Temporary Housing Costs
Should your Fort Lauderdale home have suffered extensive damage to the point that you can’t live there anymore, find temporary housing as soon as possible. Find a hotel or use resources such as Airbnb to find a place for you and your family to stay in the meantime while necessary repairs are made. Remember to keep all receipts of your stay and records of all additional expenses. Your insurance policy likely offers coverage for your relocation, so make sure to familiarize yourself.
Contact A Fort Lauderdale Public Adjuster
When you make a claim with your insurance provider, they’ll likely send their own adjuster out to investigate the damage to your home. Their evaluation, coupled with the evidence you provided, allows the insurance company to come up with a claim amount to provide you with to cover everything.
The reality is: while your insurance company may feel for you in this harrowing situation, they have different financial goals than you. They ultimately do not want to pay the maximum amount for the damage you’ve experienced even though it’s what you deserve. That’s where public adjusters go in.
We work to defend you against your insurance provider to ensure you get the fairest amount possible. We work on your behalf so you don’t have to during this very stressful time. You can rest assured knowing that we’re fighting our hardest for you and your family. We don’t ask for any payment whatsoever till we get you the money you deserve.
Trust In Barclays, Your Public Adjuster In Fort Lauderdale
For years, Barclays Public Adjusters has proudly been the trusted public adjuster partner for homeowners across Fort Lauderdale. We take each and every case personal, because we understand how important this is to you and your family’s lives. From Miramar to Pompano Beach, you can count on the Barclays team getting you the fairest claim amount possible within 30-90 days. If you’ve experienced house damage in Fort Lauderdale, contact your insurance provider THEN contact us online or give us a call directly at (866) 724-4473 and we’ll assist you as soon as possible.