Who Does a Public Adjuster Represent?
After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]
Storm Damage? Issues You May Face with the Insurance Company
When storm damage occurs, you expect the insurance company to repair the damage with no questions asked after you’ve paid your deductible. However, that’s not always what happens. Many people have their claim denied or receive a payment that’s far less than what’s needed to make the needed repairs. In other instances, the insurer may […]
What is Actual Cash Value
In the insurance business, property is insured for actual cash value or replacement cost. It’s critical that individuals know which method they’re insuring their property under or they could find themselves coming up short if they have to make a claim. Actual Cash Value Actual cash value will pay policyholders what their property is worth […]
Preparing Your Home for Hurricane Season
If you haven’t already, now is the perfect time to prepare your home for hurricane season. The Atlantic hurricane season runs from June 1 to Nov. 30 of each year. It’s much better to prepare in advance than be caught unawares. All predictions aside, no one knows when the conditions may suddenly become optimal for […]