5 Tips When Filing a Mold Claim
Mold isn’t just unsightly, it’s unhealthy and exposure can lead to a variety of medical conditions. Mold is insidious, often growing behind walls, under floors and in attics for a significant amount of time before it’s detected. Homes in humid climates and situated along the ocean or bodies of water are at additional risk for […]
Should You Accept the Insurance Company’s First Offer?
When a disaster befalls your home, all you want is for the insurance company to give you the money to repair the damage and replace your possessions. However, an insurance claim isn’t that simple. The insurer will send an adjuster to inspect the damage and determine a dollar amount for reimbursement. Experts recommend you don’t […]
Claim Denied? Hire a Public Adjuster
Homeowners pay their monthly premiums for their homeowner’s insurance to protect their home and property, hoping they’ll never need to file a claim. It’s normal to feel a variety of emotions after experiencing a fire, burst pipe or weather-related damage. Unfortunately, many homeowners are further traumatized when their insurance claim for the damage is denied. […]
Identifying and Estimating Damage
Anyone who has ever filed a claim for damages to their home has wondered if there’s some magic formula the insurance adjuster uses to assess the damage. The dollar amount assigned is often far different than expected. Some types of loss, such as missing electronics from a break-in, are easy to see. However, damage due […]