Filing an insurance claim after property damage can be confusing, and mistakes can cost you money or delay your settlement. At Barclays Public Adjusters, we’ve seen common pitfalls that homeowners face—and we’re here to help you avoid them.
1. Not Reviewing Your Policy Thoroughly
Understanding what your policy covers is crucial. Many homeowners don’t realize their coverage limits or exclusions, leading to surprises during the claim process.
2. Failing to Document Damage Properly
Without detailed photos, videos, and inventories of damaged items, insurance companies may undervalue your claim. Timely and thorough documentation is key.
3. Accepting the First Settlement Offer
Insurance companies often start with a lowball offer. Accepting it without negotiation can mean you miss out on rightful compensation.
4. Not Hiring a Public Adjuster
Trying to handle the claim alone can put you at a disadvantage. Public adjusters know how to negotiate and advocate on your behalf.
5. Missing Deadlines and Paperwork
Insurance claims have strict timelines and documentation requirements. Missing these can result in denied or delayed claims.
How Barclays Public Adjusters Can Help
Our experienced team guides you through the entire process, helping avoid these costly mistakes. We ensure your claim is accurate, complete, and submitted on time—maximizing your recovery.