Will Insurance Pay for My Air Conditioning?
Air conditioning is a necessity in the hot and humid Florida climate. The good news is that in many instances, your AC unit is covered under your standard homeowner’s policy for repair or replacement – provided its damaged or destroyed by a listed peril in the policy. Limitations and Terms May Apply It’s important to […]
8 Qualities of a Public Adjuster
A public adjuster has a wide variety of qualities and characteristics that he or she utilizes every day. They have a code of conduct to which they adhere and all interactions with clients are maintained in strict confidence. Professional Qualities The public adjuster you hire will use their professional skills to your benefit, not your […]
6 Six Steps for Finding the Right Public Adjuster
If an insurance claim has been denied or underpaid, many people turn to a public adjuster to reopen the claim, negotiate with the insurer, and get additional reimbursement. The question then becomes, how to find the professional that’s right for you. The following are 6 steps to employ on your search for a public adjuster. […]
5 Tips for Dealing with Hurricane Damage Insurance Claims
The first thing to know about hurricane insurance is that you need to choose the lowest deductible possible. A 10 percent deductible on a $500,000 home will cost you $50,000 out of pocket. The cost of the insurance will be higher overall, but save you considerable money when a hurricane strikes. The aftermath of a […]
How to Protect Your Home from Summer Storms
Summer storms can develop quickly over South Florida. They can contain strong winds, heavy rain and even hail, depending on conditions. There’s no way to tell if a simple summer rain will build into a severe summer storm. However, there are some precautions that individuals can take to protect their home from damage if a […]
Can You Trust Contractors Referred by Your Insurance Company
Locating a contractor to perform repairs, restorations or replacement to your home after a disaster can be a dauting endeavor. You want the work done as quickly as possible, especially if the home is uninhabitable, but you also want the highest quality work possible. In some instances, your insurer may have a network of preferred […]
Does Homeowner’s Insurance go up After a Claim?
The cost of homeowner’s insurance will typically increase when it’s time for renewal after you’ve filed a claim. Your insurer will view you as more likely to file a claim than other clients. That constitutes a risk in the view of insurers, with the potential that the insurance company will have to make a payout. […]
Types of Damage Caused by a Hurricane
A hurricane is a massive storm of enormous scope and destructive power. It causes a wide range of damage due to storm surge, large waves, torrential rains, and strong winds. A hurricane can also spawn tornadoes that can occur for several days after the storm makes landfall. Hail may accompany a tornado. Hurricanes destroy homes, […]
5 Things to Know About Florida Public Adjusters
A public adjuster is your best friend if you discover that your insurance company underestimated your homeowner’s claim or even denied it. They can also help if the insurance company has closed the claim. For those unfamiliar with public claim adjusters, here are 5 things to know. Who They Are Public adjusters are highly educated, […]
Hurricane Season and Property Insurance Claims
Hurricane season officially runs from June 1 – Nov. 30 of each year. However, analysts have determined that the earliest hurricane on record occurred on May 28, 1863. Hurricanes come with torrential rain, flooding, high winds and insurance claims. There are some important details that residents of the Sunshine State need to know about hurricane- […]