Who is Liable for Damages in a Fire?
While a home fire may seem like a straightforward situation for the insurance company to handle, insurers don’t view them in the same way. Fire claims can take unexpected twists and turns that homeowners don’t expect or anticipate. The Search for Responsibility A fire is a highly complex matter for insurers. It’s the most common […]
Understanding Insurance Company Denials
One of the biggest mistakes that owners of a home insurance policy make is assuming that any damage to their residence is covered. People buy insurance to protect their investment, only to discover a gap in coverage or that a particular instance isn’t covered when they file a claim. Homeowners typically feel that they’ve been […]
Tips for Avoiding a Homeowner’s Claim on Halloween
Decorating for Halloween is fun for you as a homeowner and the trick-or-treaters that will magically appear on your doorstep. The downside is that fright night can also be the cause of a major injury or disaster if proper precautions aren’t observed. As the homeowner, you’re responsible for taking appropriate measures to protect your property […]