5 Tips for Dealing with Hurricane Damage Insurance Claims
The first thing to know about hurricane insurance is that you need to choose the lowest deductible possible. A 10 percent deductible on a $500,000 home will cost you $50,000 out of pocket. The cost of the insurance will be higher overall, but save you considerable money when a hurricane strikes. The aftermath of a […]
Types of Damage Caused by a Hurricane
A hurricane is a massive storm of enormous scope and destructive power. It causes a wide range of damage due to storm surge, large waves, torrential rains, and strong winds. A hurricane can also spawn tornadoes that can occur for several days after the storm makes landfall. Hail may accompany a tornado. Hurricanes destroy homes, […]
Hurricane Season and Property Insurance Claims
Hurricane season officially runs from June 1 – Nov. 30 of each year. However, analysts have determined that the earliest hurricane on record occurred on May 28, 1863. Hurricanes come with torrential rain, flooding, high winds and insurance claims. There are some important details that residents of the Sunshine State need to know about hurricane- […]
Understanding Hurricane Deductibles
Insurance coverage for hurricane damage is far more complicated in Florida than people perceive. There will be a deductible, but it will be much higher than for other types of claims. Special terms may apply. Individuals will typically be covered for wind damage, even if its due to a hurricane. However, some insurers require clients […]
Top Tips for Making Your Claims Process Easier
The claims process doesn’t have to be a trial-by-fire experience. Armed with the right information, you can help expedite the insurance company’s decision. That information will also be instrumental for hiring a public adjuster if the insurer denies or underestimates the amount of the damages. Know Your Policy Be sure you’re cognizant of what your […]