Claim Denied? Hire a Public Adjuster

home insurance policy

Homeowners pay their monthly premiums for their homeowner’s insurance to protect their home and property, hoping they’ll never need to file a claim. It’s normal to feel a variety of emotions after experiencing a fire, burst pipe or weather-related damage. Unfortunately, many homeowners are further traumatized when their insurance claim for the damage is denied. […]

Do Public Adjusters Help to Resolve Claims Faster?

Public Adjuster South Florida

The claims process for home damages can be a lengthy and frustrating endeavor, depending on the insurer. A public adjuster can help facilitate the process and, in many instances, even obtain a larger reimbursement for damages. Public adjusters are often successful in closing claims to the homeowner’s satisfaction in as little as 30 to 90 […]

Do Public Adjusters Use Their Own Contractors

home inspection

A public adjuster is hired by a homeowner, not the insurance company, and they work entirely for the homeowner. Their mission is to obtain additional funds from the client’s homeowner’s insurance when the repair costs exceed the amount paid by the insurer. A public adjuster may hold a contractor’s license, but they do not perform […]

When do You Have to Pay the Public Adjuster’s Fee?

Public Adjusters In Fort Lauderdale

There are a variety of ways that public adjusters structure their fees. Before hiring a public adjuster, it’s important for individuals to fully understand when the professional expects to be paid. Depending on the adjuster, that can include: When a public adjuster negotiated deal is accepted by the client Contingency fee – no payment received […]

Top Tips for Making the Claims Process Easier

home insurance policy

No one wants to make an insurance claim, but when disaster strikes it’s a necessity. It’s important for homeowners to know that there are things they can do to facilitate the claims process and get reimbursed quicker. Understand the Policy Insurance policies aren’t as straightforward as people may think. There are covered risks and a […]

Can You Get a Larger Settlement if You Hire a Public Adjuster?

Public Adjusters In Fort Lauderdale

The simple answer is yes, but much will depend on the terms of your policy and any exclusions. However, the insurance industry does track data about public adjusters and their role in settlements. Statistics show that settlements can be as much as 3 to 5 times larger when you hire a public adjuster. Individuals that […]

Steps to Get a Claim Processed Quickly

contract

Information fuels insurance companies and facilitates a quick resolution. Individuals want their home disaster resolved quickly so they can get back to their normal lives. A home disaster is traumatic enough without the added stress of a protracted insurance claim. In today’s world, it’s important for individuals to collect as much information as possible on […]

Who Does a Public Adjuster Represent?

Public adjuster contract

After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]

Public Adjuster Hiring Pros and Cons

House Inspection

When individuals experience damage to their home or business, their insurance company is responsible for providing funds sufficient for repairs or replacement. The insurer will send one of their own adjusters to assess the site and attach a monetary amount to the damage. However, the funds may not be sufficient and a public adjuster can […]

Signs You Hired a Good Public Adjuster

South Florida Public Adjusters

Before you hire a public adjuster, it’s important that you perform due diligence. Just as with all professions, some individuals are better at their job than others. After all, you’re relying on the expert to obtain a bigger financial reimbursement for damage or loss of your home or business property. Reviews It’s an easy matter […]