Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?

Public Adjuster South Florida

Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]

Should You Hire a Public Adjuster to Substantiate Your Losses?

Public adjuster contract

Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]

How to Interpret Insurance Policies

home insurance policy

Understanding insurance policies is difficult. The legal terms are rarely explained and policy owners don’t want to appear uninformed so they don’t ask for clarification or explanations. Insurance policies are legally binding contracts and written in ways that are designed to protect insurance companies from loss. The language is a mish-mash of terms and language […]

Negotiating with an Insurance Company can be a Full-time Job

Roof Leaks

Any homeowner that has filed a claim for minor damage to their home can understand how time-consuming it is. There are forms to fill out, questions to answer and depending on the insurance company, photographs to take. Then there’s the wait for an insurance adjuster to come and assess the damage. For more extensive and […]

What are the Pros and Cons of Hiring a Public Adjuster?

Public Adjuster South Florida

In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]

The Difference Between a Public Adjuster and an Insurance Adjuster

House Inspection

People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]

What Not to Say to an Insurance Adjuster

home insurance policy

When you’ve been in an auto accident or experienced a house fire, there’s always a certain level of shock involved. When police, fire, insurance adjuster or other authority figures are involved, people tend to make statements and speculations that can have a negative impact on their claim. There are some things you should never say […]

Insurance Adjuster Training 

study

Some states do have online courses for insurance adjusters, but they’re preparatory sessions for taking the actual state-certified test in the state in which an individual lives. The Florida Public Adjuster Licensing Program is the only program designed for those that want to be a public adjustor within the state of Florida. To become a […]

The Role of a Public Adjuster in Florida

Public adjuster contract

Public adjusters are the only type of adjuster that’s specifically licensed by the state to represent people that are insured when there’s a discrepancy or problem with an insurance claim. The professionals are highly trained to evaluate insurance policies, recognize weak claims, and act on behalf of their clients. Insurance companies hire their own adjusters […]

Can You Use a Public Adjuster for Auto Claims?

South Florida Public Adjuster

It’s possible to utilize the services of a public adjuster for auto claims, but a majority of the professionals deal primarily with property. There are public adjusters that specialize in auto claims and will work with clients to ensure they receive a fair settlement following an auto accident. It’s important to understand the terms of […]