Barclays Public Adjusters

Do Adjusters Charge Upfront or Only After Your Insurance Company Pays You a Claim?

Public Adjusters In Fort Lauderdale

The good news for home and business owners is that they don’t have to pay any money upfront when hiring a public adjuster. The professionals only get paid after they’ve successfully recovered funds from the insurance company. Public adjusters are limited in what they can charge. They can collect up to 20 percent of funds […]

What is it a Public Adjuster Does?

Public Adjuster South Florida

Simply put, a public adjuster works for a home or business owner to obtain a larger reimbursement from an insurance company. Homeowners insurance covers a variety of damages, but what the insurer pays may not be enough to repair, restore or rebuild after a disaster occurs. It's important for individuals to understand two very important […]

Can a Public Adjuster Reopen an Insurance Claim?

home inspection

Reopening a claim the insurance company considers to be closed is just one of the tasks that a public adjuster can perform. The professionals can reopen a claim and file a supplemental claim for additional reimbursement, along with claims that have been denied. Don’t confuse a public adjuster with the adjuster the insurance company sends […]

Do Public Adjusters Really Work for Me and Not the Insurance Compa

Public adjuster South Florida

The answer is yes and they do so in a variety of ways. If you have a large or complex claim, it’s a good idea to hire a licensed public adjuster when you file a claim. A public adjuster is the home or business owner’s advocate. That’s in stark contrast to an insurance company adjuster, […]

Do You Have to Pay if a Public Adjuster Doesn’t Collect Money?

Public Adjuster Briny Breezes

Public adjusters are paid a percentage of any additional reimbursement they collect from a client’s insurance company. They don’t get paid unless they’re successful in recovering additional money for the home or business owner. The professionals are motivated to take cases in which there’s a high chance of success and typically don’t accept those in […]

Roof Damage Can be Caused by Several Factors

Hail Damage

Damage to roofs is a particular concern in South Florida. Storms come in over land and ocean- generated squalls are always a potential danger. Home and business owners must be vigilant, as damage to their roof can come from causes most people don’t even think about and insurance doesn’t cover every contingency. Trees, Branches and […]

Business Interruption Insurance: Why You Need It

South Florida Public Adjuster

Business owners are well acquainted with the many ways in which the way they conduct commerce can be interrupted. Natural disasters, damage to infrastructure, and supply chain issues can place normal operations on hold for varying lengths of time. That’s when business interruption insurance, also known as business income insurance, is essential. Covered Expenses The […]

Why is My Insurance Carrier Claiming Non-Recoverable Depreciation?

Fire damage

Every item depreciates (loses value) over time and through normal wear and tear. Non- recoverable depreciation by the insurer means the item is ineligible for reimbursement. Essentially, it’s a determination by the insurance company that the item has depreciated past any significant value. In an actual cash value (ACV) policy, the insurer only pays for […]

What is the Difference Between a Public Adjuster and an Insurance Adjuster?

Navigating Insurance Claims

There’s a major misconception among holders of a homeowner’s insurance policy. They believe their insurer is working for them. The fact is that the insurance company is working for itself to minimize reimbursements to clients, thereby maximizing its profits. The difference between a public adjuster and an insurance adjuster is for whom they work. Insurance […]

Best Questions to Ask a Public Adjuster

home insurance policy

Anyone disputing an underpaid or denied claim connected to their homeowner’s insurance are already stressed and frustrated. Hiring a public adjuster is an effective way of fighting those decisions. There are some basic questions that everyone should ask before hiring a public adjuster to help ensure they receive the best outcome. No one should be […]

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