Does Homeowner’s Insurance Cover Sinkholes?
In Florida, insurance companies are required by law to offer sinkhole coverage known as “catastrophic ground cover collapse.” The endorsements can be quite expensive and have high deductibles. Insurers can decline to provide the coverage if geological testing detects sinkhole activity on the property or within a certain distance of the home. Individuals will have […]
What Types of Damage Can Storms Cause?
The raw, unleashed power of nature can be exhilarating to observe. It also has the potential to wreak havoc on homes and businesses. Individuals don’t have to experience a hurricane to be the victim of storm damage. As a peninsula, Florida is subject to a wide range of weather conditions that can quickly escalate from […]
Navigating a Mold Claim
A mold claim to the insurance company can be extremely frustrating. The first step on the road to clean-up is establishing that mold coverage is included in the insurance policy, whether it’s a home or business. The second step is understanding the legalese of when the insurance company will cover damage and under what circumstances. […]
Best Questions to Ask a Public Adjuster
Anyone disputing an underpaid or denied claim connected to their homeowner’s insurance are already stressed and frustrated. Hiring a public adjuster is an effective way of fighting those decisions. There are some basic questions that everyone should ask before hiring a public adjuster to help ensure they receive the best outcome. No one should be […]