Barclays Public Adjusters

Roof Damage Can be Caused by Several Factors

Hail Damage

Damage to roofs is a particular concern in South Florida. Storms come in over land and ocean- generated squalls are always a potential danger. Home and business owners must be vigilant, as damage to their roof can come from causes most people don’t even think about and insurance doesn’t cover every contingency. Trees, Branches and […]

Business Interruption Insurance: Why You Need It

South Florida Public Adjuster

Business owners are well acquainted with the many ways in which the way they conduct commerce can be interrupted. Natural disasters, damage to infrastructure, and supply chain issues can place normal operations on hold for varying lengths of time. That’s when business interruption insurance, also known as business income insurance, is essential. Covered Expenses The […]

Why is My Insurance Carrier Claiming Non-Recoverable Depreciation?

Fire damage

Every item depreciates (loses value) over time and through normal wear and tear. Non- recoverable depreciation by the insurer means the item is ineligible for reimbursement. Essentially, it’s a determination by the insurance company that the item has depreciated past any significant value. In an actual cash value (ACV) policy, the insurer only pays for […]

What is the Difference Between a Public Adjuster and an Insurance Adjuster?

Navigating Insurance Claims

There’s a major misconception among holders of a homeowner’s insurance policy. They believe their insurer is working for them. The fact is that the insurance company is working for itself to minimize reimbursements to clients, thereby maximizing its profits. The difference between a public adjuster and an insurance adjuster is for whom they work. Insurance […]

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