Sinkholes and Your Insurance
A typical homeowner’s policy doesn’t cover sinkholes or other instances involving movement of the earth such as earthquakes and landslides. However, the law in Florida requires insurers to cover catastrophic ground cover collapse. Defining Ground Cover Collapse This is when the ground gives way and causes structural damage to a building and its foundation. While […]
Will Insurance Pay for My Air Conditioning?
Air conditioning is a necessity in the hot and humid Florida climate. The good news is that in many instances, your AC unit is covered under your standard homeowner’s policy for repair or replacement – provided its damaged or destroyed by a listed peril in the policy. Limitations and Terms May Apply It’s important to […]
8 Qualities of a Public Adjuster
A public adjuster has a wide variety of qualities and characteristics that he or she utilizes every day. They have a code of conduct to which they adhere and all interactions with clients are maintained in strict confidence. Professional Qualities The public adjuster you hire will use their professional skills to your benefit, not your […]
6 Six Steps for Finding the Right Public Adjuster
If an insurance claim has been denied or underpaid, many people turn to a public adjuster to reopen the claim, negotiate with the insurer, and get additional reimbursement. The question then becomes, how to find the professional that’s right for you. The following are 6 steps to employ on your search for a public adjuster. […]