Precautions to Protect Homes, Businesses and Vehicles
It’s far better to take precautions against theft and vandalism than trying to file a claim for damages after the fact. The issuer of your home, auto or business insurance prefers it and doing so is an investment in your property. Damage can arrive in many forms, from someone trying to steal a vehicle to […]
Tips for Avoiding a Homeowner’s Claim on Halloween
Decorating for Halloween is fun for you as a homeowner and the trick-or-treaters that will magically appear on your doorstep. The downside is that fright night can also be the cause of a major injury or disaster if proper precautions aren’t observed. As the homeowner, you’re responsible for taking appropriate measures to protect your property […]
Does Homeowner’s Insurance go up After a Claim?
The cost of homeowner’s insurance will typically increase when it’s time for renewal after you’ve filed a claim. Your insurer will view you as more likely to file a claim than other clients. That constitutes a risk in the view of insurers, with the potential that the insurance company will have to make a payout. […]
Identifying and Estimating Damage
Anyone who has ever filed a claim for damages to their home has wondered if there’s some magic formula the insurance adjuster uses to assess the damage. The dollar amount assigned is often far different than expected. Some types of loss, such as missing electronics from a break-in, are easy to see. However, damage due […]
Top Reasons to Hire a Home Inspector When Buying a New Home
Everyone that’s purchasing a home in Florida has the opportunity to have a home inspection performed. While well-informed buyers typically do so, there’s a great number of people that don’t take advantage of the service and realize too late that there were problems of which they were unaware. Home Inspection A Four Point Inspection is […]