Negotiating with an Insurance Company can be a Full-time Job
Any homeowner that has filed a claim for minor damage to their home can understand how time-consuming it is. There are forms to fill out, questions to answer and depending on the insurance company, photographs to take. Then there’s the wait for an insurance adjuster to come and assess the damage. For more extensive and […]
What are the Pros and Cons of Hiring a Public Adjuster?
In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]
The Difference Between a Public Adjuster and an Insurance Adjuster
People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]
What Not to Say to an Insurance Adjuster
When you’ve been in an auto accident or experienced a house fire, there’s always a certain level of shock involved. When police, fire, insurance adjuster or other authority figures are involved, people tend to make statements and speculations that can have a negative impact on their claim. There are some things you should never say […]
Insurance Adjuster Training
Some states do have online courses for insurance adjusters, but they’re preparatory sessions for taking the actual state-certified test in the state in which an individual lives. The Florida Public Adjuster Licensing Program is the only program designed for those that want to be a public adjustor within the state of Florida. To become a […]
The Role of a Public Adjuster in Florida
Public adjusters are the only type of adjuster that’s specifically licensed by the state to represent people that are insured when there’s a discrepancy or problem with an insurance claim. The professionals are highly trained to evaluate insurance policies, recognize weak claims, and act on behalf of their clients. Insurance companies hire their own adjusters […]
Can You Use a Public Adjuster for Auto Claims?
It’s possible to utilize the services of a public adjuster for auto claims, but a majority of the professionals deal primarily with property. There are public adjusters that specialize in auto claims and will work with clients to ensure they receive a fair settlement following an auto accident. It’s important to understand the terms of […]
What Percentage do Public Adjusters Take for a Job
A public adjuster charges a percentage of the settlement that they obtain for clients. Public adjusters in Florida have a maximum of 20 percent they can charge for a claim. However, if the governor’s office declares an emergency, the fee is reduced to 10 percent for claims made within the first year after the loss […]
The Job of a Public Adjuster
A public adjuster provides a variety of services for clients. They have specialized knowledge that can be employed to help individuals file a claim for damages incurred to property, expedite a claim, and handle all the necessary documentation required. They can reopen a claim and negotiate on behalf of their client. A public adjuster can […]
Getting the Money You Deserve
Damage to a home or business can take many forms. It can occur from hurricanes, tornadoes, fire and smoke, a leaky pipe, mold, wind and hail, and even sinkholes. Getting the money you deserve from your insurance company to repair, replace and remediate damage can be a long process. It’s even more frustrating if the […]