Should You Accept the Insurance Company’s First Offer?

Public Adjuster South Florida

When a disaster befalls your home, all you want is for the insurance company to give you the money to repair the damage and replace your possessions. However, an insurance claim isn’t that simple. The insurer will send an adjuster to inspect the damage and determine a dollar amount for reimbursement. Experts recommend you don’t […]

Do Public Adjusters Help to Resolve Claims Faster?

Public Adjuster South Florida

The claims process for home damages can be a lengthy and frustrating endeavor, depending on the insurer. A public adjuster can help facilitate the process and, in many instances, even obtain a larger reimbursement for damages. Public adjusters are often successful in closing claims to the homeowner’s satisfaction in as little as 30 to 90 […]

Top Tips for Making the Claims Process Easier

home insurance policy

No one wants to make an insurance claim, but when disaster strikes it’s a necessity. It’s important for homeowners to know that there are things they can do to facilitate the claims process and get reimbursed quicker. Understand the Policy Insurance policies aren’t as straightforward as people may think. There are covered risks and a […]

Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?

Public Adjuster South Florida

Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]

How to Interpret Insurance Policies

home insurance policy

Understanding insurance policies is difficult. The legal terms are rarely explained and policy owners don’t want to appear uninformed so they don’t ask for clarification or explanations. Insurance policies are legally binding contracts and written in ways that are designed to protect insurance companies from loss. The language is a mish-mash of terms and language […]

Negotiating with an Insurance Company can be a Full-time Job

Roof Leaks

Any homeowner that has filed a claim for minor damage to their home can understand how time-consuming it is. There are forms to fill out, questions to answer and depending on the insurance company, photographs to take. Then there’s the wait for an insurance adjuster to come and assess the damage. For more extensive and […]

What are the Pros and Cons of Hiring a Public Adjuster?

Public Adjuster South Florida

In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]

Insurance Claims Adjusters Can Help With…

Public Adjuster South Florida

Most people assume that the claims adjuster their insurance company sends to assess damage for their claim has their best interests in mind. It’s important for homeowner policies to understand that insurance adjusters work for the insurance company to minimize payouts. That can result in payments that are insufficient for replacement costs. There are numerous […]

What Percentage do Public Adjusters Take for a Job

House claim public adjuster

A public adjuster charges a percentage of the settlement that they obtain for clients. Public adjusters in Florida have a maximum of 20 percent they can charge for a claim. However, if the governor’s office declares an emergency, the fee is reduced to 10 percent for claims made within the first year after the loss […]

Policy Language You Should Understand

policy language

Anyone that’s ever tried to read their home insurance policy knows that they’re full of terms common within the insurance agency, but not to the average person. Even if you do ask what specific terms mean, you’re likely to get an answer that may not be completely clear. The following is policy language that you […]