Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?

Public Adjuster South Florida

Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]

How to Interpret Insurance Policies

Understanding insurance policies is difficult. The legal terms are rarely explained and policy owners don’t want to appear uninformed so they don’t ask for clarification or explanations. Insurance policies are legally binding contracts and written in ways that are designed to protect insurance companies from loss. The language is a mish-mash of terms and language […]

Negotiating with an Insurance Company can be a Full-time Job

Any homeowner that has filed a claim for minor damage to their home can understand how time-consuming it is. There are forms to fill out, questions to answer and depending on the insurance company, photographs to take. Then there’s the wait for an insurance adjuster to come and assess the damage. For more extensive and […]

What are the Pros and Cons of Hiring a Public Adjuster?

Public Adjuster South Florida

In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]

Insurance Claims Adjusters Can Help With…

Public Adjuster South Florida

Most people assume that the claims adjuster their insurance company sends to assess damage for their claim has their best interests in mind. It’s important for homeowner policies to understand that insurance adjusters work for the insurance company to minimize payouts. That can result in payments that are insufficient for replacement costs. There are numerous […]

What Percentage do Public Adjusters Take for a Job

A public adjuster charges a percentage of the settlement that they obtain for clients. Public adjusters in Florida have a maximum of 20 percent they can charge for a claim. However, if the governor’s office declares an emergency, the fee is reduced to 10 percent for claims made within the first year after the loss […]

Policy Language You Should Understand

policy language

Anyone that’s ever tried to read their home insurance policy knows that they’re full of terms common within the insurance agency, but not to the average person. Even if you do ask what specific terms mean, you’re likely to get an answer that may not be completely clear. The following is policy language that you […]

Navigating Insurance Claims After Storm Damage

Navigating Insurance Claims

The vast majority of individuals that file an insurance claim after storm damage typically expect their insurer to quickly provide the funds to restore their home to pre-damage condition. That’s not necessarily true. The claims process can be a long and frustrating process. Navigating Insurance Claims After an insurance claim is made by homeowners, the […]