What is Covered in a Water Damage Clam?
Just an inch of water can result in $25,000 worth of damage to a home or business. Heavy rain, hurricanes, and the state’s low elevation can all result in flooding, resulting in significant damage to structures. Individuals shouldn’t count on their homeowner’s insurance policy covering the damage – a policy through FEMA may be required, […]
Do Public Adjusters Really Work for Me and Not the Insurance Compa
The answer is yes and they do so in a variety of ways. If you have a large or complex claim, it’s a good idea to hire a licensed public adjuster when you file a claim. A public adjuster is the home or business owner’s advocate. That’s in stark contrast to an insurance company adjuster, […]
Navigating a Mold Claim
A mold claim to the insurance company can be extremely frustrating. The first step on the road to clean-up is establishing that mold coverage is included in the insurance policy, whether it’s a home or business. The second step is understanding the legalese of when the insurance company will cover damage and under what circumstances. […]
5 Tips When Filing a Mold Claim
Mold isn’t just unsightly, it’s unhealthy and exposure can lead to a variety of medical conditions. Mold is insidious, often growing behind walls, under floors and in attics for a significant amount of time before it’s detected. Homes in humid climates and situated along the ocean or bodies of water are at additional risk for […]
Why Water Damage Claims are so Complicated
Water is one of the most destructive types of damage that homeowners can experience. It’s also one of the most complicated, particularly in South Florida. Aside from leaky or broken pipes and sewer backups, homes are subject to flooding, storm surges and wind that causes damage and allows rain to enter. Policies covering water damage […]