Claim Denied? Hire a Public Adjuster

home insurance policy

Homeowners pay their monthly premiums for their homeowner’s insurance to protect their home and property, hoping they’ll never need to file a claim. It’s normal to feel a variety of emotions after experiencing a fire, burst pipe or weather-related damage. Unfortunately, many homeowners are further traumatized when their insurance claim for the damage is denied. […]

When do You Have to Pay the Public Adjuster’s Fee?

Public Adjusters In Fort Lauderdale

There are a variety of ways that public adjusters structure their fees. Before hiring a public adjuster, it’s important for individuals to fully understand when the professional expects to be paid. Depending on the adjuster, that can include: When a public adjuster negotiated deal is accepted by the client Contingency fee – no payment received […]

How to Document Storm Damage

South Florida Insurance Public Adjusters

When dealing with an insurance company, it’s essential that storm damage is documented before a claim is made and the insurer’s adjuster arrives. Any cleanup activities should be postponed until individuals have had time to take photos and/or video of the damage. Don’t throw anything away. It’s essential that the insurance company is able to […]

Who Does a Public Adjuster Represent?

Public adjuster contract

After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]

What is Actual Cash Value

home insurance policy

In the insurance business, property is insured for actual cash value or replacement cost. It’s critical that individuals know which method they’re insuring their property under or they could find themselves coming up short if they have to make a claim. Actual Cash Value Actual cash value will pay policyholders what their property is worth […]

Signs You Hired a Good Public Adjuster

South Florida Public Adjusters

Before you hire a public adjuster, it’s important that you perform due diligence. Just as with all professions, some individuals are better at their job than others. After all, you’re relying on the expert to obtain a bigger financial reimbursement for damage or loss of your home or business property. Reviews It’s an easy matter […]

Should You Hire a Public Adjuster to Substantiate Your Losses?

Public adjuster contract

Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]

When an Unexpected Flood Causes Substantial Damage

Public Adjuster In South Florida

If a large storm or hurricane is approaching the South Florida shore, people expect that there will be storm surges and flooding. However, a seemingly innocuous rainstorm can also result in flooding and cause a great deal of damage of which individuals may be unaware. Any heavy rainstorm or one that drops large amount of […]

The Difference Between a Public Adjuster and an Insurance Adjuster

House Inspection

People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]

What Not to Say to an Insurance Adjuster

home insurance policy

When you’ve been in an auto accident or experienced a house fire, there’s always a certain level of shock involved. When police, fire, insurance adjuster or other authority figures are involved, people tend to make statements and speculations that can have a negative impact on their claim. There are some things you should never say […]