Who Does a Public Adjuster Represent?

After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]

What is Actual Cash Value

In the insurance business, property is insured for actual cash value or replacement cost. It’s critical that individuals know which method they’re insuring their property under or they could find themselves coming up short if they have to make a claim. Actual Cash Value Actual cash value will pay policyholders what their property is worth […]

Signs You Hired a Good Public Adjuster

South Florida Public Adjusters

Before you hire a public adjuster, it’s important that you perform due diligence. Just as with all professions, some individuals are better at their job than others. After all, you’re relying on the expert to obtain a bigger financial reimbursement for damage or loss of your home or business property. Reviews It’s an easy matter […]

Should You Hire a Public Adjuster to Substantiate Your Losses?

Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]

When an Unexpected Flood Causes Substantial Damage

Public Adjuster In South Florida

If a large storm or hurricane is approaching the South Florida shore, people expect that there will be storm surges and flooding. However, a seemingly innocuous rainstorm can also result in flooding and cause a great deal of damage of which individuals may be unaware. Any heavy rainstorm or one that drops large amount of […]

The Difference Between a Public Adjuster and an Insurance Adjuster

People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]

What Not to Say to an Insurance Adjuster

When you’ve been in an auto accident or experienced a house fire, there’s always a certain level of shock involved. When police, fire, insurance adjuster or other authority figures are involved, people tend to make statements and speculations that can have a negative impact on their claim. There are some things you should never say […]

Why Was my Claim Denied?

South Florida Public Adjusters

There’s a wide range of reasons that insurance companies utilize to deny a claim. While the majority of denied claims are the result of an insurance company trying to save money, a limited few are due to other factors. Dispute About Liability If there’s even a shadow of a doubt that you may have been […]

Insurance Claims Adjusters Can Help With…

Public Adjuster South Florida

Most people assume that the claims adjuster their insurance company sends to assess damage for their claim has their best interests in mind. It’s important for homeowner policies to understand that insurance adjusters work for the insurance company to minimize payouts. That can result in payments that are insufficient for replacement costs. There are numerous […]

Can You Use a Public Adjuster for Auto Claims?

South Florida Public Adjuster

It’s possible to utilize the services of a public adjuster for auto claims, but a majority of the professionals deal primarily with property. There are public adjusters that specialize in auto claims and will work with clients to ensure they receive a fair settlement following an auto accident. It’s important to understand the terms of […]