Claim Denied? Hire a Public Adjuster

home insurance policy

Homeowners pay their monthly premiums for their homeowner’s insurance to protect their home and property, hoping they’ll never need to file a claim. It’s normal to feel a variety of emotions after experiencing a fire, burst pipe or weather-related damage. Unfortunately, many homeowners are further traumatized when their insurance claim for the damage is denied. […]

Do Public Adjusters Use Their Own Contractors

home inspection

A public adjuster is hired by a homeowner, not the insurance company, and they work entirely for the homeowner. Their mission is to obtain additional funds from the client’s homeowner’s insurance when the repair costs exceed the amount paid by the insurer. A public adjuster may hold a contractor’s license, but they do not perform […]

When do You Have to Pay the Public Adjuster’s Fee?

Public Adjusters In Fort Lauderdale

There are a variety of ways that public adjusters structure their fees. Before hiring a public adjuster, it’s important for individuals to fully understand when the professional expects to be paid. Depending on the adjuster, that can include: When a public adjuster negotiated deal is accepted by the client Contingency fee – no payment received […]

Tips for Flood Victims

South Florida Insurance Public Adjusters

Hurricanes bring flooding, despair and untold anguish as people try to rebuild and face the many challenges in the wake of the storm. Only 18 percent of residents have flood insurance. The coverage is extremely expensive and many private insurers no longer offer it. Whether individuals are trying to perform cleanup tasks on their own […]

Can You Get a Larger Settlement if You Hire a Public Adjuster?

Public Adjusters In Fort Lauderdale

The simple answer is yes, but much will depend on the terms of your policy and any exclusions. However, the insurance industry does track data about public adjusters and their role in settlements. Statistics show that settlements can be as much as 3 to 5 times larger when you hire a public adjuster. Individuals that […]

Who Does a Public Adjuster Represent?

Public adjuster contract

After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]

Storm Damage? Issues You May Face with the Insurance Company

Hurricane damage-Barclays-Public-Adjusters

When storm damage occurs, you expect the insurance company to repair the damage with no questions asked after you’ve paid your deductible. However, that’s not always what happens. Many people have their claim denied or receive a payment that’s far less than what’s needed to make the needed repairs. In other instances, the insurer may […]

Signs You Hired a Good Public Adjuster

South Florida Public Adjusters

Before you hire a public adjuster, it’s important that you perform due diligence. Just as with all professions, some individuals are better at their job than others. After all, you’re relying on the expert to obtain a bigger financial reimbursement for damage or loss of your home or business property. Reviews It’s an easy matter […]

Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?

Public Adjuster South Florida

Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]

Should You Hire a Public Adjuster to Substantiate Your Losses?

Public adjuster contract

Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]