Storm Damage? Issues You May Face with the Insurance Company
When storm damage occurs, you expect the insurance company to repair the damage with no questions asked after you’ve paid your deductible. However, that’s not always what happens. Many people have their claim denied or receive a payment that’s far less than what’s needed to make the needed repairs. In other instances, the insurer may […]
Signs You Hired a Good Public Adjuster
Before you hire a public adjuster, it’s important that you perform due diligence. Just as with all professions, some individuals are better at their job than others. After all, you’re relying on the expert to obtain a bigger financial reimbursement for damage or loss of your home or business property. Reviews It’s an easy matter […]
Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?
Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]
Should You Hire a Public Adjuster to Substantiate Your Losses?
Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]
How to Interpret Insurance Policies
Understanding insurance policies is difficult. The legal terms are rarely explained and policy owners don’t want to appear uninformed so they don’t ask for clarification or explanations. Insurance policies are legally binding contracts and written in ways that are designed to protect insurance companies from loss. The language is a mish-mash of terms and language […]
What are the Pros and Cons of Hiring a Public Adjuster?
In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]
The Difference Between a Public Adjuster and an Insurance Adjuster
People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]
Insurance Adjuster Training
Some states do have online courses for insurance adjusters, but they’re preparatory sessions for taking the actual state-certified test in the state in which an individual lives. The Florida Public Adjuster Licensing Program is the only program designed for those that want to be a public adjustor within the state of Florida. To become a […]
Can You Use a Public Adjuster for Auto Claims?
It’s possible to utilize the services of a public adjuster for auto claims, but a majority of the professionals deal primarily with property. There are public adjusters that specialize in auto claims and will work with clients to ensure they receive a fair settlement following an auto accident. It’s important to understand the terms of […]
The Job of a Public Adjuster
A public adjuster provides a variety of services for clients. They have specialized knowledge that can be employed to help individuals file a claim for damages incurred to property, expedite a claim, and handle all the necessary documentation required. They can reopen a claim and negotiate on behalf of their client. A public adjuster can […]