Should You Accept the Insurance Company’s First Offer?

Public Adjuster South Florida

When a disaster befalls your home, all you want is for the insurance company to give you the money to repair the damage and replace your possessions. However, an insurance claim isn’t that simple. The insurer will send an adjuster to inspect the damage and determine a dollar amount for reimbursement. Experts recommend you don’t […]

Can You Get a Larger Settlement if You Hire a Public Adjuster?

Public Adjusters In Fort Lauderdale

The simple answer is yes, but much will depend on the terms of your policy and any exclusions. However, the insurance industry does track data about public adjusters and their role in settlements. Statistics show that settlements can be as much as 3 to 5 times larger when you hire a public adjuster. Individuals that […]

Storm Damage? Issues You May Face with the Insurance Company

Hurricane damage-Barclays-Public-Adjusters

When storm damage occurs, you expect the insurance company to repair the damage with no questions asked after you’ve paid your deductible. However, that’s not always what happens. Many people have their claim denied or receive a payment that’s far less than what’s needed to make the needed repairs. In other instances, the insurer may […]

Public Adjuster Hiring Pros and Cons

House Inspection

When individuals experience damage to their home or business, their insurance company is responsible for providing funds sufficient for repairs or replacement. The insurer will send one of their own adjusters to assess the site and attach a monetary amount to the damage. However, the funds may not be sufficient and a public adjuster can […]

Should You Hire a Public Adjuster to Substantiate Your Losses?

Public adjuster contract

Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]

When an Unexpected Flood Causes Substantial Damage

Public Adjuster In South Florida

If a large storm or hurricane is approaching the South Florida shore, people expect that there will be storm surges and flooding. However, a seemingly innocuous rainstorm can also result in flooding and cause a great deal of damage of which individuals may be unaware. Any heavy rainstorm or one that drops large amount of […]

What are the Pros and Cons of Hiring a Public Adjuster?

Public Adjuster South Florida

In some instances, a public adjuster is the best option for obtaining the full amount of reimbursement to which insurance policy holders are entitled. The insurance company may deny the claim, reduce the amount of reimbursement, and will always look for ways to save the company money. Filing a claim can be very stressful. Minor […]

Why Was my Claim Denied?

South Florida Public Adjusters

There’s a wide range of reasons that insurance companies utilize to deny a claim. While the majority of denied claims are the result of an insurance company trying to save money, a limited few are due to other factors. Dispute About Liability If there’s even a shadow of a doubt that you may have been […]

What Percentage do Public Adjusters Take for a Job

House claim public adjuster

A public adjuster charges a percentage of the settlement that they obtain for clients. Public adjusters in Florida have a maximum of 20 percent they can charge for a claim. However, if the governor’s office declares an emergency, the fee is reduced to 10 percent for claims made within the first year after the loss […]

Getting the Money You Deserve

Public adjuster contract

Damage to a home or business can take many forms. It can occur from hurricanes, tornadoes, fire and smoke, a leaky pipe, mold, wind and hail, and even sinkholes. Getting the money you deserve from your insurance company to repair, replace and remediate damage can be a long process. It’s even more frustrating if the […]