What Makes a Good Public Adjuster?
A public adjuster is an advocate for insurance policyholders. They work entirely for the benefit of home or business owners and not for the insurance company. Public adjusters have a variety of qualities that clients can rely upon when dealing with an insurance company regarding underpayment or denial of a claim. Honesty A public adjuster […]
Do Adjusters Charge Upfront or Only After Your Insurance Company Pays You a Claim?
The good news for home and business owners is that they don’t have to pay any money upfront when hiring a public adjuster. The professionals only get paid after they’ve successfully recovered funds from the insurance company. Public adjusters are limited in what they can charge. They can collect up to 20 percent of funds […]
What is it a Public Adjuster Does?
Simply put, a public adjuster works for a home or business owner to obtain a larger reimbursement from an insurance company. Homeowners insurance covers a variety of damages, but what the insurer pays may not be enough to repair, restore or rebuild after a disaster occurs. It's important for individuals to understand two very important […]
Best Questions to Ask a Public Adjuster
Anyone disputing an underpaid or denied claim connected to their homeowner’s insurance are already stressed and frustrated. Hiring a public adjuster is an effective way of fighting those decisions. There are some basic questions that everyone should ask before hiring a public adjuster to help ensure they receive the best outcome. No one should be […]
Should You Accept the Insurance Company’s First Offer?
When a disaster befalls your home, all you want is for the insurance company to give you the money to repair the damage and replace your possessions. However, an insurance claim isn’t that simple. The insurer will send an adjuster to inspect the damage and determine a dollar amount for reimbursement. Experts recommend you don’t […]
Can You Get a Larger Settlement if You Hire a Public Adjuster?
The simple answer is yes, but much will depend on the terms of your policy and any exclusions. However, the insurance industry does track data about public adjusters and their role in settlements. Statistics show that settlements can be as much as 3 to 5 times larger when you hire a public adjuster. Individuals that […]
Storm Damage? Issues You May Face with the Insurance Company
When storm damage occurs, you expect the insurance company to repair the damage with no questions asked after you’ve paid your deductible. However, that’s not always what happens. Many people have their claim denied or receive a payment that’s far less than what’s needed to make the needed repairs. In other instances, the insurer may […]
Public Adjuster Hiring Pros and Cons
When individuals experience damage to their home or business, their insurance company is responsible for providing funds sufficient for repairs or replacement. The insurer will send one of their own adjusters to assess the site and attach a monetary amount to the damage. However, the funds may not be sufficient and a public adjuster can […]
Should You Hire a Public Adjuster to Substantiate Your Losses?
Documenting your losses after a catastrophic event is an essential part of the insurance claim process when homes have sustained damage. You’ll typically receive a form to complete that enables you to note specific items that were damaged. The form may also want to know the age of the items. Hiring a public adjuster after […]
When an Unexpected Flood Causes Substantial Damage
If a large storm or hurricane is approaching the South Florida shore, people expect that there will be storm surges and flooding. However, a seemingly innocuous rainstorm can also result in flooding and cause a great deal of damage of which individuals may be unaware. Any heavy rainstorm or one that drops large amount of […]