What is it a Public Adjuster Does?
Simply put, a public adjuster works for a home or business owner to obtain a larger reimbursement from an insurance company. Homeowners insurance covers a variety of damages, but what the insurer pays may not be enough to repair, restore or rebuild after a disaster occurs. It's important for individuals to understand two very important […]
Do Public Adjusters Really Work for Me and Not the Insurance Compa
The answer is yes and they do so in a variety of ways. If you have a large or complex claim, it’s a good idea to hire a licensed public adjuster when you file a claim. A public adjuster is the home or business owner’s advocate. That’s in stark contrast to an insurance company adjuster, […]
Do You Have to Pay if a Public Adjuster Doesn’t Collect Money?
Public adjusters are paid a percentage of any additional reimbursement they collect from a client’s insurance company. They don’t get paid unless they’re successful in recovering additional money for the home or business owner. The professionals are motivated to take cases in which there’s a high chance of success and typically don’t accept those in […]
Roof Damage Can be Caused by Several Factors
Damage to roofs is a particular concern in South Florida. Storms come in over land and ocean- generated squalls are always a potential danger. Home and business owners must be vigilant, as damage to their roof can come from causes most people don’t even think about and insurance doesn’t cover every contingency. Trees, Branches and […]
When do You Have to Pay the Public Adjuster’s Fee?
There are a variety of ways that public adjusters structure their fees. Before hiring a public adjuster, it’s important for individuals to fully understand when the professional expects to be paid. Depending on the adjuster, that can include: When a public adjuster negotiated deal is accepted by the client Contingency fee – no payment received […]
Can You Get a Larger Settlement if You Hire a Public Adjuster?
The simple answer is yes, but much will depend on the terms of your policy and any exclusions. However, the insurance industry does track data about public adjusters and their role in settlements. Statistics show that settlements can be as much as 3 to 5 times larger when you hire a public adjuster. Individuals that […]
Who Does a Public Adjuster Represent?
After dealing with an insurance adjuster and having their claim denied or underpaid, many individuals are reluctant to deal with another adjuster. It’s essential that individuals understand that a public adjuster works for them and represents their interests – not the insurance company. Insurance companies have legions of adjusters. One will be dispatched when a […]
Can My Insurance Company Cancel my Policy if I Hire a Public Adjuster?
Insurance companies can, and do, drop customers for any number of reasons, but not for hiring a public adjuster. The State of Florida gives you the right to hire a public adjuster to obtain relief from insurance claims that have been denied or underestimated. To cancel an insurance policy would be a serious violation of […]
Assessing Storm Damage
South Florida homes can sustain a significant amount of damage from the frequent storms that are generated. One of the most common areas to be damaged is roofs and its important that individuals conduct an assessment after storms that contain high winds or hail that can also result in falling branches. There are multiple symptoms […]
The Difference Between a Public Adjuster and an Insurance Adjuster
People are often reluctant to hire a public adjuster in regard to an insurance claim. They mistakenly think that their insurance company has their best interest at heart and everything will be fine – after all, they have an insurance policy. The major difference between a public adjuster and an insurance adjuster is for whose […]